Pawn / Check Loans

Pawnbroker Software: Bronze Package

• User-Friendly – learn how to use the system quickly with built in manuals and help screens
• Find records quickly with dynamic system search engines
• Maintain an extensive password and security system that restricts general employees while allowing upper management greater access
• Analyze employee and store profitability through extensive reporting menus
• Fast, easy, secure, comprehensive and flexible
• No cluttered or confusing screens

• Establish customer profiles quickly and easily
• Predetermine required fields
• View all customer transactions from one location
• Flag or lock a customer from any or all transactions
• Print detailed customer profiles

• Automatically calculates pawn rates and all other financial calculations
• Customizable interest rates and fees to meet legal requirements
• Generates contracts, labels and reports
• Re-pawn items that have already been loaned on without re-entering information
• View past and current loans at time of new loan transaction
• Review notes and flags placed on customers at time of loan transaction
• Enter items through customized item type screens, allowing quick entry
• Enter shelf location of items for easy access at time of redeem or forfeiture
• Edit and void transactions

• Pay on one or all loans instantly
• Tracks partial or full interest payments, pay downs and redeems
• Handles pawn "Press" options for adding additional money to a loan without re-writing transaction
• Extensive reports tracking different types of payments and histories
• Track 4173 and BIC numbers on any gun transactions
• Define discount levels allowed at employee level on redeeming tickets, or force management approval

• Produces delinquent account notices and forfeiture reports
• Tracks and manages all inventory and allows you to print labels
• Establish pull feature as automatic or hands-on
• Prints labels and employee pull sheets
• Automatically transfers items into inventory
• Track all costs including repair and upkeep
• Place an item back in pawn with the PVSO feature (Previously Shown Out) without re-writing transaction
• Track and account for all PVSO items and transactions
• Search and manage pawn and sales inventory quickly and efficiently
• View inventory by item type and value

• Hold or log confiscated items for tickets and customers in one simple step
• Print detailed reports for tracking and write-offs

• Purchase items on screens identical to pawn entry
• Track trade items and link to sales tickets for transaction history and sales tax waiver
• Print reports and labels for immediate sale
• Enter items through customized item type screens, allowing quick entry
• Edit and void transactions

• Prints Firearm Acquisition and Disposition reports
• Prints multi-handgun reports
• Allows for police reports to be provided on CD
• Complete Gun log with transaction history

• Track sales histories on all pawn forfeitures and cash purchases
• Analyze sales length of time and profit margins by item types
• Quickly process returns, refunds, and exchange transactions
• Enter assigned product codes for quick entry of sales
• Link directly to a customer or create "Cash" sales transactions
• Print sales tax reports and sales reports

• Archive records based on user-defined parameters
• Maintain past histories for as long as required without slowing system down

• Maintains and assists in balancing your cash drawer
• Prints nightly, monthly, quarterly and yearly account reports for all transactions included in module

The Silver Package includes all of the benefits listed above in the Bronze Package plus the following features.

• Establish layaway accounts for customers in minutes
• Pulls items from inventory and attaches to layaway tickets
• Establish layaway pull feature as automatic or hands-on
• Print Layaway tickets
• Track payments and transactions
• Track refunds and establish re-stocking fees
• Automatically transfers items back to inventory when defaulted on

• Pre-determine interest rates and account policy for charge accounts
• Set credit limits and terms on customer screen for account management
• Track and view delinquent accounts
• Prints charge account tickets to your specifications and legal requirements

• Repair jewelry and guns for internal inventory or as a customer service feature for non store items
• Determine if repair is on-the-spot or off-site repair
• Track date of drop-off, vendor pick-up, return from vendor and customer pick-up
• Print and view gun logs for all gun repairs
• Track costs of labor and parts as well as revenue generated
• Print and view due dates of all items
• Print past due reports for vendor management
• Allows employees to quickly asses all movements of an item at any time

• Process and manage consignment transactions
• Establish whether customer or store sets the retail value of item
• Track and report consignment inventory sold and consignment payments due to customers
• Allows employees to quickly asses all movements of an item at any time
• Print and view gun logs for all gun repairs

• Log special item requests by customers to better assist in purchase and pawn decisions
• Turn inventory into revenue quickly by developing customer "wish lists"
• Improve customer satisfaction by finding items they want

• User-defined inventory setups for retail merchandise sales
• Define individual and case pricing retail at inventory setup
• Track costs and profit margins on retail merchandise
• Quickly process returns, refunds, and exchange transactions
• Establish "Re-Order" quantities for automatic Re-Order reports
• Link vendor product codes to internal product codes for easy Re-Order
• Link directly to a customer or create "Cash" sales transactions
• Print sales tax reports and sales reports

• Track special orders for customers
• Allows employees to quickly asses all movements of an item at any time
• Establish deposit requirements, discounts and over-ride protocols
• Print and view detailed reports on all special order features

• Establish vendor profiles quickly and easily
• Predetermine required fields for vendor profiles
• Link retail merchandise to vendor profile by product code
• Log FFL license numbers and print license expiration reports to ensure current information at all times
• View all vendor transactions from one location
• Print detailed vendor profiles, account and purchase histories

The Gold Package includes all of the benefits listed above in the Bronze Package plus the following features.

• Establishes full accounting tracking and reporting (See attached Accounting Module for details)
• DOES NOT INCLUDE PAYROLL but does include a payroll interface with most payroll software

• Track retail jewelry merchandise; settings, chains, pendants, etc.
• Establish vendor discounts and order policies
• Log and manage loose diamond inventory
• View and print detailed jewelry sales and consignment information

• Log items out of inventory for EBAY listing
• Manage and track your EBAY listings
• Print Flag reports on items nearing end of listing period
• View and print detailed sales information

• Log items out of inventory for Gun Show management
• Print list of items in store for easy look up at gun show location
• Quickly return inventory and log sales after show
• Track costs and revenue generated from Gun Shows
• Print sales and show analysis reports
• Log all guns as "Off-Site" for compliance with gun log requirements

• Track all items confiscated from store
• Establish date reminders for court appearances
• Manage item recovery after court case closed
• Track "Restitution" payments and requirements for debt recovery
• Establish allowable finance and fees attached to restitution payments
• Generate detailed reports for recovery and accounting management

• Tracks all pertinent employee information
• Tracks employee reviews, performance appraisals, disciplinary actions
• Tracks vacation time, sick time, accrued time, overtime and user defined "other time"
• Aids in accommodating employees time off requests
• Calculates overtime by week, day or both
• Choice of hourly rounding
• Time periods can begin on any day of the week
• Time periods can be for any number of days
• Employees clock in and out using employee number and password
• Employees can view their time card to verify information
• Employee schedules can be stored to be compared to actual time working
• Track hourly totals by employee or department for easy budget management
• Printed time cards by employee or department by user defined date range that can then be entered into outside payroll system

Check Loan Software:

• Establish customer requirements for check loans; bank information, employment verification, length of checking account, phone or utility bill verification or any required information you establish
• Establish tiered customer loan levels, such as only allowing $100 on first loan and then gradually increasing
• Block or limit an individual customer based on account history
• Determine fees charged for returned checks
• Pre-define interest rates
• View customer profitability and transaction histories
• Establish discount or interest over-rides as employee or management based with password entry available
• Create extensive note and customer management screens to establish difficult accounts and the steps usually required to manage account
• List local bank requirements and phone numbers for easy access and check verification
• Enter and print loan agreements within minutes
• Show all daily check deposits or past due accounts
• Void or edit transactions easily
• Create extensive note and customer management screens to establish difficult accounts and the steps usually required to manage account
• List local bank requirements and phone numbers for easy access and check verification
• Determine policy for deposit verification before allowing new transaction for customer

• Log check "Extensions" payments
• Track late fees and past due amounts and payments
• Determine "Check Re-Issue" parameters for requirement new checks to be written on extended loans
• Develop "Maximum Length" of loans before placing customer on non-interest pay-off plans to increase customer satisfaction and loyalty
• Allow check pay downs at time of extension – automatically re-calculates weekly interest charges and extension rates based on new loan balances
• Extensive reports for payments and loan histories

• Track and manage bounced checks along with Re-Deposit tracking
• Produce bounced check notices and reports
• Track closed account, NSF and bankruptcy status
• Log small claims and garnishment information
• Print "Write-Off" reports monthly, quarterly and yearly
• Lock or limit customers immediately from all store transactions